Navigating The Risk Of Interest Rate Lock Commitments

29 March, 2022 / by Mark Teteris CMB

Published March 29, 2022

It’s A Lock: New White Paper Examines How Rate Lock Data Can Help Manage Portfolio Risk

15 March, 2022 / by Admin

Published March 15, 2022

Buy-Downs Rise With Shift to Cash-Out Refis

15 March, 2022 / by Brennan O’Connell

Published March 15, 2022

It’s a Lock: New White Paper Examines How Rate Lock Data Can Help Manage Portfolio Risk

15 March, 2022 / by Brennan O’Connell

Prepayment modeling is one of the most important elements in predicting a loan’s future cash flow. Cash flow, of course, is the primary value-driver for both mortgage-backed securities (MBS) and mortgage servicing rights (MSR). As prepayment activity increases, interest received [...]

Clock Is Ticking For Dwindling Refi Candidate Population

17 February, 2022 / by Andy Walden

Published February 17, 2022

4 Concepts to Consider When Refining Your Hedging Strategy

15 February, 2022 / by Mike Vough

Many metrics contribute to a successful mortgage pipeline hedging strategy. While measurements such aspull-through rateare generally understood, others—such asduration—offer an opportunity for deeper knowledge across the mortgage industry.

How Will the Latest FHFA Pricing Changes Impact You and Your Borrowers?

26 January, 2022 / by Jim Glennon

Published January 6, 2022

Riding the Latest Margin Compression Wave

23 December, 2021 / by Mike Vough

Last year was a good year for expansion, with many lenders taking advantage of high margins and strong demand for mortgages and refinances. Lenders had more business than they could handle, and were doing everything possible to close all the loans in their pipelines. This year [...]

Cashing In On the Cash-Out Refinance Boom

20 October, 2021 / by Admin

Over the past year, the red-hot housing market has given many homeowners a bounty of tappable equity that has risen so quickly it’s all but burst through the roofs of their very houses. Driven by increasing home values, triggered by low real estate inventory, tappable equity – [...]

5 Reasons to Include Broker-Managed Assumptions in Your MSR Valuation

19 October, 2021 / by Admin

You’ve finally tossed those outdated servicing grids aside in favor of more precise mortgage servicing rights (MSR) valuation. Congratulations! With a new cash flow model, you’re maximizing the profitability of your MSR assets and avoiding period-end reporting surprises.