<img height="1" width="1" src="https://www.facebook.com/tr?id=1121013324638749&amp;ev=PageView &amp;noscript=1">

BLUELINE Blog

Is the Virus-related Mortgage Market Turmoil Abating?

Published April 6, 2020

The COVID-19 crisis continues, and the mortgage industry is still reeling from its effects. Margin calls almost went too high for the industry to stomach, investor and agency cash pricing is awful, and March mark-to-market (MTM) results are ugly, [...]

COVID-19 and its Impact on Today's Mortgage Pipelines

The COVID-19 (Coronavirus Disease 2019) pandemic throughout the world continues to become more critical by the day and most experts predict things will get worse before they get better. The impact on society, the world economy, and our industry remain to be seen, but the [...]

Emergency Actions in Response to COVID-19 & the Implications of the Policy Actions

In response to the COVID-19 (Coronavirus Disease 2019) pandemic, global economic conditions, and the economic uncertainty that social isolation protocols have induced, the Federal Reserve Open Market Committee (FOMC) just made its second emergency rate cut over the past two [...]

Market Volatility and the Anatomy of Mortgage Rates

Optimal Blue recently co-authored an article with Andrew Davidson & Co., Inc. (AD&Co), a leading provider of risk analytics and consulting for residential lending and MBS, titled Market Volatility and the Anatomy of Mortgage Rates. This timely article examines mortgage market [...]

Thoughts from the Desk...

Together we are living, working, and fighting through a yet to be written new chapter in history and we are facing new challenges at every turn. COVID-19 (Coronavirus Disease 2019) has claimed over 7,000 lives, demanded factory shutdowns, quarantines and isolation, and [...]

Records!!

It’s obvious that whoever pens the record books for financial stats is going to have a hand cramp after the past couple of weeks. The equity and commodities markets selling off extraordinary amounts, as well as the unprecedented moves in equities and bonds have us reeling [...]

Automating the Secondary Marketing Function: Part III

/ by Scott Happ

Here we go, the last segment on the importance of automating your secondary marketing functions! When combined in any sequence, all eight reasons can provide lenders with improved processes, the ability to evalute lending strategies and a significant competitive advantage.  I [...]

Automating the Secondary Marketing Function: Part II

/ by Scott Happ

In the previous blog post on this subject, we covered how most loans in the U.S. mortgage market are sold to secondary market investors during or immediately following the origination process. The complexity that follows creates a series of functional requirements for [...]

Automating the Secondary Marketing Function: Part I

/ by Scott Happ

In the U.S. mortgage market, most loans are sold to secondary market investors during or immediately following the origination process. Although elementary to some, this structural characteristic creates a series of functional requirements for lenders which are generally [...]

A Loan Officers Guide to Secondary Marketing - Part II

/ by Don Brown

In my first post on this topic, A Loan Officers Guide to Secondary Marketing - Part I, I explain the difference between the primary and secondary markets through four key concepts. Let me reiterate, the common loan officer doesn't need, or want, to have a deep understanding [...]