Advantages of Real-Time MSR Data and the Impact on MSR Valuations
With the run up in servicing valuations and portfolio sizes in the wake of the COVID-19 crisis, a new level of scrutiny is warranted on mortgage servicing rights (MSR) portfolios. The industry is accustomed to reviewing pipelines daily for profitability, risk exposure and data [...]
It’s a Lock: New White Paper Examines How Rate Lock Data Can Help Manage Portfolio Risk
Prepayment modeling is one of the most important elements in predicting a loan’s future cash flow. Cash flow, of course, is the primary value-driver for both mortgage-backed securities (MBS) and mortgage servicing rights (MSR). As prepayment activity increases, interest received [...]
In the Game of Recapture, Your Data is the MVP
It’s cheap, yet valuable. It’s critical to retention, yet easily accessible.
Market Commentary: The Impact of Rate Movement and Loan Characteristics on Servicing Value
In terms of the secondary market, a mortgage loan is essentially made up of two separate parts, the loan asset and the servicing asset – which may be split up, packaged, and sold separately. The largest of the two pieces is the loan asset, which is cashflow of the loan itself, [...]