BLUELINE Blog

Riding the Latest Margin Compression Wave

23 December, 2021 / by Mike Vough

Last year was a good year for expansion, with many lenders taking advantage of high margins and strong demand for mortgages and refinances. Lenders had more business than they could handle, and were doing everything possible to close all the loans in their pipelines. This year [...]

Automating the Secondary Marketing Function: Part III

19 November, 2019 / by Scott Happ

Here we go, the last segment on the importance of automating your secondary marketing functions! When combined in any sequence, all eight reasons can provide lenders with improved processes, the ability to evalute lending strategies and a significant competitive advantage. I [...]

Automating the Secondary Marketing Function: Part II

03 October, 2019 / by Scott Happ

In the previous blog post on this subject, we covered how most loans in the U.S. mortgage market are sold to secondary market investors during or immediately following the origination process. The complexity that follows creates a series of functional requirements for lenders, [...]

Automating the Secondary Marketing Function: Part I

23 July, 2019 / by Scott Happ

In the U.S. mortgage market, most loans are sold to secondary market investors during or immediately following the origination process. Although elementary to some, this structural characteristic creates a series of functional requirements for lenders which are generally [...]

The Digital Mortgage Marketplace Explained

12 October, 2018 / by Scott Happ

In recent conversations, it has become clear that the concept of a Digital Mortgage Marketplace is widely acknowledged, though not clearly understood. I recently shared a few of the highlights at the 2018 Optimal Blue Client Conference, largely focused on the following question: [...]