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(narrativelaunch)</image:caption><image:title>ob-lockup-color (narrativelaunch)</image:title></image:image><image:image><image:loc>https://4225469.fs1.hubspotusercontent-na1.net/hubfs/4225469/LinkedIn_Corporate-Profile-background-banner-1128x191.png</image:loc><image:caption>LinkedIn_Corporate-Profile-background-banner-1128x191</image:caption><image:title>LinkedIn_Corporate-Profile-background-banner-1128x191</image:title></image:image><image:image><image:loc>https://4225469.fs1.hubspotusercontent-na1.net/hubfs/4225469/Loansifter-by-OB.png</image:loc><image:caption>Loansifter-by-OB</image:caption><image:title>Loansifter-by-OB</image:title></image:image><image:image><image:loc>https://4225469.fs1.hubspotusercontent-na1.net/hubfs/4225469/Orioles-black%20back.jpg</image:loc><image:caption>Orioles-black back</image:caption><image:title>Orioles-black back</image:title></image:image><image:image><image:loc>https://4225469.fs1.hubspotusercontent-na1.net/hubfs/4225469/Blog_Images_3x2_iStock-1010109534.jpg</image:loc><image:caption>Blog_Images_3x2_iStock-1010109534</image:caption><image:title>Blog_Images_3x2_iStock-1010109534</image:title></image:image><lastmod>2024-05-18</lastmod></url><url><loc>https://engage.optimalblue.com/optimal-insights/is-the-virus-related-mortgage-market-turmoil-abating</loc><image:image><image:loc>https://4225469.fs1.hubspotusercontent-na1.net/hubfs/4225469/Blueline-Blog/COVID%2019_1.png</image:loc><image:caption>COVID 19_1</image:caption><image:title>COVID 19_1</image:title></image:image><image:image><image:loc>https://4225469.fs1.hubspotusercontent-na1.net/hubfs/4225469/Blueline-Blog/COVID%2019_2.png</image:loc><image:caption>COVID 19_2</image:caption><image:title>COVID 19_2</image:title></image:image><image:image><image:loc>https://4225469.fs1.hubspotusercontent-na1.net/hubfs/4225469/Blueline-Blog/BLOG-COVID-040620.png</image:loc><image:caption>BLOG-COVID-040620</image:caption><image:title>BLOG-COVID-040620</image:title></image:image><image:image><image:loc>https://4225469.fs1.hubspotusercontent-na1.net/hubfs/4225469/MKTG-Thumbnails/COVID%2019_4.png</image:loc><image:caption>COVID 19_4</image:caption><image:title>COVID 19_4</image:title></image:image><image:image><image:loc>https://4225469.fs1.hubspotusercontent-na1.net/hubfs/4225469/MKTG-Thumbnails/COVID%2019_3.png</image:loc><image:caption>COVID 19_3</image:caption><image:title>COVID 19_3</image:title></image:image><lastmod>2020-04-07</lastmod></url><url><loc>https://engage.optimalblue.com/optimal-insights/dont-agonize-over-securitization-plan-for-it</loc><lastmod>2023-08-24</lastmod></url><url><loc>https://engage.optimalblue.com/optimal-insights/the-bifurcation-of-refinance-and-purchase-rates</loc><image:image><image:loc>https://4225469.fs1.hubspotusercontent-na1.net/hubfs/4225469/Blueline-Blog/FIGURE%202.png</image:loc><image:caption>FIGURE 2</image:caption><image:title>FIGURE 2</image:title></image:image><image:image><image:loc>https://4225469.fs1.hubspotusercontent-na1.net/hubfs/4225469/Blueline-Blog/FIGURE%201.png</image:loc><image:caption>FIGURE 1</image:caption><image:title>FIGURE 1</image:title></image:image><image:image><image:loc>https://4225469.fs1.hubspotusercontent-na1.net/hubfs/4225469/Blueline-Blog/FIGURE%203.png</image:loc><image:caption>FIGURE 3</image:caption><image:title>FIGURE 3</image:title></image:image><image:image><image:loc>https://4225469.fs1.hubspotusercontent-na1.net/hubfs/4225469/Blueline-Blog/BLOG-Bifurcation-SM-100920.png</image:loc><image:caption>BLOG-Bifurcation-SM-100920</image:caption><image:title>BLOG-Bifurcation-SM-100920</image:title></image:image><lastmod>2020-10-13</lastmod></url><url><loc>https://engage.optimalblue.com/optimal-insights/market-commentary-the-impact-of-rates-seasonality-and-appreciation-on-mortgage-volumes</loc><lastmod>2019-09-24</lastmod></url><url><loc>https://engage.optimalblue.com/optimal-insights/riding-the-latest-margin-compression-wave</loc><lastmod>2023-08-24</lastmod></url><url><loc>https://engage.optimalblue.com/digital-hub-loansifter-ppe</loc><image:image><image:loc>https://4225469.fs1.hubspotusercontent-na1.net/hubfs/4225469/MKTG-Logos/OB-LogoLockup-2025-web.png</image:loc><image:caption>OB-LogoLockup-2025-web</image:caption><image:title>OB-LogoLockup-2025-web</image:title></image:image><image:image><image:loc>https://4225469.fs1.hubspotusercontent-na1.net/hubfs/4225469/MKTG-Icons/ICON-tags.png</image:loc><image:caption>ICON-tags</image:caption><image:title>ICON-tags</image:title></image:image><image:image><image:loc>https://4225469.fs1.hubspotusercontent-na1.net/hubfs/4225469/BKGD-globe-dark.jpg</image:loc><image:caption>BKGD-globe-dark</image:caption><image:title>BKGD-globe-dark</image:title></image:image><image:image><image:loc>https://4225469.fs1.hubspotusercontent-na1.net/hubfs/4225469/MKTG-Icons/Archive/ICON-connect-1.png</image:loc><image:caption>ICON-connect-1</image:caption><image:title>ICON-connect-1</image:title></image:image><image:image><image:loc>https://4225469.fs1.hubspotusercontent-na1.net/hubfs/4225469/MKTG-Graphics/Digital-Hub-LoansifterPPE-1-2.jpg</image:loc><image:caption>Digital-Hub-LoansifterPPE-1-2</image:caption><image:title>Digital-Hub-LoansifterPPE-1-2</image:title></image:image><image:image><image:loc>https://4225469.fs1.hubspotusercontent-na1.net/hubfs/4225469/MKTG-Icons/Archive/ICON-magnifyHouse.png</image:loc><image:caption>ICON-magnifyHouse</image:caption><image:title>ICON-magnifyHouse</image:title></image:image><image:image><image:loc>https://4225469.fs1.hubspotusercontent-na1.net/hubfs/4225469/MKTG-Graphics/3Digital-Hub-LoansifterPPE-2-3.png</image:loc><image:caption>3Digital-Hub-LoansifterPPE-2-3</image:caption><image:title>3Digital-Hub-LoansifterPPE-2-3</image:title></image:image><image:image><image:loc>https://4225469.fs1.hubspotusercontent-na1.net/hubfs/4225469/MKTG-Icons/ICON-products%20(orange).png</image:loc><image:caption>ICON-products (orange)</image:caption><image:title>ICON-products (orange)</image:title></image:image><image:image><image:loc>https://4225469.fs1.hubspotusercontent-na1.net/hubfs/4225469/MKTG-Graphics/Loansifter_Create_an_Account.png</image:loc><image:caption>Loansifter_Create_an_Account</image:caption><image:title>Loansifter_Create_an_Account</image:title></image:image><image:image><image:loc>https://4225469.fs1.hubspotusercontent-na1.net/hubfs/4225469/MKTG-Icons/Archive/ICON-dollarPercent.png</image:loc><image:caption>ICON-dollarPercent</image:caption><image:title>ICON-dollarPercent</image:title></image:image><image:image><image:loc>https://4225469.fs1.hubspotusercontent-na1.net/hubfs/4225469/MKTG-Icons/Archive/ICON-houseCheckmark.png</image:loc><image:caption>ICON-houseCheckmark</image:caption><image:title>ICON-houseCheckmark</image:title></image:image><image:image><image:loc>https://4225469.fs1.hubspotusercontent-na1.net/hubfs/4225469/MKTG-Icons/Archive/ICON-clock-dollar.png</image:loc><image:caption>ICON-clock-dollar</image:caption><image:title>ICON-clock-dollar</image:title></image:image><image:image><image:loc>https://4225469.fs1.hubspotusercontent-na1.net/hubfs/4225469/MKTG-Icons/ICON-people-globe.png</image:loc><image:caption>ICON-people-globe</image:caption><image:title>ICON-people-globe</image:title></image:image><lastmod>2025-08-15</lastmod></url><url><loc>https://engage.optimalblue.com/optimal-insights/covid-19-and-its-impact-on-todays-mortgage-pipelines</loc><image:image><image:loc>https://4225469.fs1.hubspotusercontent-na1.net/hubfs/4225469/MKTG-Thumbnails/graph2.png</image:loc><image:caption>graph2</image:caption><image:title>graph2</image:title></image:image><image:image><image:loc>https://4225469.fs1.hubspotusercontent-na1.net/hubfs/4225469/MKTG-Thumbnails/graph1.png</image:loc><image:caption>graph1</image:caption><image:title>graph1</image:title></image:image><image:image><image:loc>https://4225469.fs1.hubspotusercontent-na1.net/hubfs/4225469/Blueline-Blog/BLOG-covid-032520-2.png</image:loc><image:caption>BLOG-covid-032520-2</image:caption><image:title>BLOG-covid-032520-2</image:title></image:image><lastmod>2020-04-07</lastmod></url><url><loc>https://engage.optimalblue.com/optimal-insights/success-with-tba-trading-managing-counterparties-executing-efficiently-and-avoiding-pitfalls</loc><image:image><image:loc>https://4225469.fs1.hubspotusercontent-na1.net/hubfs/4225469/Blog_Images_3x2_GettyImages-1358927461.jpg</image:loc><image:caption>Blog_Images_3x2_GettyImages-1358927461</image:caption><image:title>Blog_Images_3x2_GettyImages-1358927461</image:title></image:image><lastmod>2023-08-23</lastmod></url><url><loc>https://engage.optimalblue.com/optimal-insights/market-commentary-rates-falling-are-volumes-responding</loc><lastmod>2019-05-02</lastmod></url><url><loc>https://engage.optimalblue.com/optimal-insights/loan-officers-guide-to-secondary-marketing-part-2</loc><lastmod>2018-10-31</lastmod></url><url><loc>https://engage.optimalblue.com/alex-test/its-time-to-set-servicing-grids-aside-for-more-precise-msr-valuation-0</loc><image:image><image:loc>https://4225469.fs1.hubspotusercontent-na1.net/hubfs/4225469/Orioles-black%20back.jpg</image:loc><image:caption>Orioles-black back</image:caption><image:title>Orioles-black back</image:title></image:image><image:image><image:loc>https://4225469.fs1.hubspotusercontent-na1.net/hubfs/4225469/blog-charts_1.png.webp</image:loc><image:caption>blog-charts_1.png</image:caption><image:title>blog-charts_1.png</image:title></image:image><image:image><image:loc>https://4225469.fs1.hubspotusercontent-na1.net/hubfs/4225469/blog-charts_2.png.webp</image:loc><image:caption>blog-charts_2.png</image:caption><image:title>blog-charts_2.png</image:title></image:image><image:image><image:loc>https://4225469.fs1.hubspotusercontent-na1.net/hubfs/4225469/Loansifter-by-OB.png</image:loc><image:caption>Loansifter-by-OB</image:caption><image:title>Loansifter-by-OB</image:title></image:image><image:image><image:loc>https://4225469.fs1.hubspotusercontent-na1.net/hubfs/4225469/LinkedIn_Corporate-Profile-background-banner-1128x191.png</image:loc><image:caption>LinkedIn_Corporate-Profile-background-banner-1128x191</image:caption><image:title>LinkedIn_Corporate-Profile-background-banner-1128x191</image:title></image:image><image:image><image:loc>https://4225469.fs1.hubspotusercontent-na1.net/hubfs/4225469/ob-lockup-color%20(narrativelaunch).png</image:loc><image:caption>ob-lockup-color (narrativelaunch)</image:caption><image:title>ob-lockup-color (narrativelaunch)</image:title></image:image><image:image><image:loc>https://4225469.fs1.hubspotusercontent-na1.net/hubfs/4225469/Blog_Images_3x2_iStock-1010109534.jpg</image:loc><image:caption>Blog_Images_3x2_iStock-1010109534</image:caption><image:title>Blog_Images_3x2_iStock-1010109534</image:title></image:image><lastmod>2024-05-18</lastmod></url><url><loc>https://engage.optimalblue.com/optimal-blue-integration-apis</loc><image:image><image:loc>https://4225469.fs1.hubspotusercontent-na1.net/hubfs/4225469/BKGD-globe-dark.jpg</image:loc><image:caption>BKGD-globe-dark</image:caption><image:title>BKGD-globe-dark</image:title></image:image><image:image><image:loc>https://4225469.fs1.hubspotusercontent-na1.net/hubfs/4225469/MKTG-Icons/ICON-products.png</image:loc><image:caption>ICON-products</image:caption><image:title>ICON-products</image:title></image:image><image:image><image:loc>https://4225469.fs1.hubspotusercontent-na1.net/hubfs/4225469/MKTG-Icons/Archive/ICON-dataSet.png</image:loc><image:caption>ICON-dataSet</image:caption><image:title>ICON-dataSet</image:title></image:image><image:image><image:loc>https://4225469.fs1.hubspotusercontent-na1.net/hubfs/4225469/MKTG-Logos/OB-LogoLockup-2025-web.png</image:loc><image:caption>OB-LogoLockup-2025-web</image:caption><image:title>OB-LogoLockup-2025-web</image:title></image:image><image:image><image:loc>https://4225469.fs1.hubspotusercontent-na1.net/hubfs/4225469/MKTG-Icons/Archive/ICON-dollarPercent.png</image:loc><image:caption>ICON-dollarPercent</image:caption><image:title>ICON-dollarPercent</image:title></image:image><image:image><image:loc>https://4225469.fs1.hubspotusercontent-na1.net/hubfs/4225469/MKTG-Icons/Archive/ICON-Connect3.png</image:loc><image:caption>ICON-Connect3</image:caption><image:title>ICON-Connect3</image:title></image:image><image:image><image:loc>https://4225469.fs1.hubspotusercontent-na1.net/hubfs/4225469/MKTG-Icons/ICON-target-scope.png</image:loc><image:caption>ICON-target-scope</image:caption><image:title>ICON-target-scope</image:title></image:image><image:image><image:loc>https://4225469.fs1.hubspotusercontent-na1.net/hubfs/4225469/MKTG-Icons/Archive/ICON-flow-chart.png</image:loc><image:caption>ICON-flow-chart</image:caption><image:title>ICON-flow-chart</image:title></image:image><image:image><image:loc>https://4225469.fs1.hubspotusercontent-na1.net/hubfs/4225469/MKTG-Icons/Archive/ICON-magnifyHouse.png</image:loc><image:caption>ICON-magnifyHouse</image:caption><image:title>ICON-magnifyHouse</image:title></image:image><image:image><image:loc>https://4225469.fs1.hubspotusercontent-na1.net/hubfs/4225469/MKTG-Icons/Archive/ICON-houseCheckmark.png</image:loc><image:caption>ICON-houseCheckmark</image:caption><image:title>ICON-houseCheckmark</image:title></image:image><lastmod>2025-09-04</lastmod></url><url><loc>https://engage.optimalblue.com/optimal-insights/whats-that-loan-worth-anyway</loc><image:image><image:loc>https://4225469.fs1.hubspotusercontent-na1.net/hubfs/4225469/Blueline-Blog/Great%20News!...%3F%20FHA%20Will%20Start%20Taking%20Loans%20in%20Forbearance%2c%20but%20Not%20All%20of%20the%20Risk.png</image:loc><image:caption>Great News!...? FHA Will Start Taking Loans in Forbearance, but Not All of the Risk</image:caption><image:title>Great News!...? FHA Will Start Taking Loans in Forbearance, but Not All of the Risk</image:title></image:image><lastmod>2023-08-24</lastmod></url><url><loc>https://engage.optimalblue.com/digital-hub-loansifter-quick-quote</loc><image:image><image:loc>https://4225469.fs1.hubspotusercontent-na1.net/hubfs/4225469/MKTG-Graphics/Loansifter-quickquote-enable-04.png</image:loc><image:caption>Loansifter-quickquote-enable-04</image:caption><image:title>Loansifter-quickquote-enable-04</image:title></image:image><image:image><image:loc>https://4225469.fs1.hubspotusercontent-na1.net/hubfs/4225469/MKTG-Icons/Archive/ICON-connect-1.png</image:loc><image:caption>ICON-connect-1</image:caption><image:title>ICON-connect-1</image:title></image:image><image:image><image:loc>https://4225469.fs1.hubspotusercontent-na1.net/hubfs/4225469/MKTG-Graphics/Loansifter-quickquote.png</image:loc><image:caption>Loansifter-quickquote</image:caption><image:title>Loansifter-quickquote</image:title></image:image><image:image><image:loc>https://4225469.fs1.hubspotusercontent-na1.net/hubfs/4225469/MKTG-Logos/OB-LogoLockup-2025-web.png</image:loc><image:caption>OB-LogoLockup-2025-web</image:caption><image:title>OB-LogoLockup-2025-web</image:title></image:image><image:image><image:loc>https://4225469.fs1.hubspotusercontent-na1.net/hubfs/4225469/MKTG-Icons/Archive/ICON-gear-connect.png</image:loc><image:caption>ICON-gear-connect</image:caption><image:title>ICON-gear-connect</image:title></image:image><image:image><image:loc>https://4225469.fs1.hubspotusercontent-na1.net/hubfs/4225469/MKTG-Icons/Archive/ICON-globe.png</image:loc><image:caption>ICON-globe</image:caption><image:title>ICON-globe</image:title></image:image><image:image><image:loc>https://4225469.fs1.hubspotusercontent-na1.net/hubfs/4225469/MKTG-Icons/ICON-products%20(orange).png</image:loc><image:caption>ICON-products (orange)</image:caption><image:title>ICON-products 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