---
title: Optimal Blue Optimal Insights | residential mortgage
description: residential mortgage | Optimal Blue's regular contribution to thought provoking, informative and all-things interesting to the mortgage industry.
---

[![BLUELINE Blog: The Bifurcation of Refinance and Purchase Rates](https://engage.optimalblue.com/hubfs/Blueline-Blog/BLOG-Bifurcation-SM-100920.png)](https://engage.optimalblue.com/optimal-insights/the-bifurcation-of-refinance-and-purchase-rates)

###### [The Bifurcation of Refinance and Purchase Rates](https://engage.optimalblue.com/optimal-insights/the-bifurcation-of-refinance-and-purchase-rates)

[![Great News!...? FHA Will Start Taking Loans in Forbearance, but Not All of the Risk](https://engage.optimalblue.com/hubfs/Blueline-Blog/Great%20News!...%3F%20FHA%20Will%20Start%20Taking%20Loans%20in%20Forbearance%2c%20but%20Not%20All%20of%20the%20Risk.png)](https://engage.optimalblue.com/optimal-insights/great-news-fha-will-start-taking-loans-in-forbearance-but-not-all-of-the-risk)

###### [Great News!...? FHA Will Start Taking Loans in Forbearance, but Not All of the Risk](https://engage.optimalblue.com/optimal-insights/great-news-fha-will-start-taking-loans-in-forbearance-but-not-all-of-the-risk)

[![Time to Start Thinking About Getting Conventional Loans Out of Forbearance](https://engage.optimalblue.com/hubfs/Blueline-Blog/BLOG-time-to-start-052620b.png)](https://engage.optimalblue.com/optimal-insights/time-to-start-thinking-about-getting-conventional-loans-out-of-forbearance)

###### [Time to Start Thinking About Getting Conventional Loans Out of Forbearance](https://engage.optimalblue.com/optimal-insights/time-to-start-thinking-about-getting-conventional-loans-out-of-forbearance)

[![COVID-19 Forbearance Issues & Cash-out Considerations](https://engage.optimalblue.com/hubfs/Blueline%20Blog/BLOG-covid-forbearance-042420.png)](https://engage.optimalblue.com/optimal-insights/covid-19-forbearance-issues-and-cash-out-considerations)

###### [COVID-19 Forbearance Issues & Cash-out Considerations](https://engage.optimalblue.com/optimal-insights/covid-19-forbearance-issues-and-cash-out-considerations)

[![](https://engage.optimalblue.com/hubfs/Blueline%20Blog/BLOG-MortgageVolumes.png)](https://engage.optimalblue.com/optimal-insights/mortgage-volumes-still-strong-despite-economic-uncertainty)

###### [Mortgage Volumes Still Strong Despite Economic Uncertainty](https://engage.optimalblue.com/optimal-insights/mortgage-volumes-still-strong-despite-economic-uncertainty)

[![blog-MarketCommentary_02](https://engage.optimalblue.com/hubfs/Blueline%20Blog/blog-MarketCommentary_02.png)](https://engage.optimalblue.com/optimal-insights/market-commentary-rates-are-falling-will-it-continue)

###### [Market Commentary: Rates Are Falling, Will It Continue?](https://engage.optimalblue.com/optimal-insights/market-commentary-rates-are-falling-will-it-continue)

[![blog-MarketCommentary_03](https://engage.optimalblue.com/hubfs/Blueline%20Blog/blog-MarketCommentary_03.png)](https://engage.optimalblue.com/optimal-insights/market-commentary-the-impact-of-low-rates-on-lender-profitability)

###### [Market Commentary: The Impact of Low Rates on Lender Profitability](https://engage.optimalblue.com/optimal-insights/market-commentary-the-impact-of-low-rates-on-lender-profitability)

[![blog-MarketCommentary_04](https://engage.optimalblue.com/hubfs/Blueline%20Blog/blog-MarketCommentary_04.png)](https://engage.optimalblue.com/optimal-insights/market-commentary-monetary-policy-impact-on-the-mortgage-market)

###### [Market Commentary: Monetary Policy Impact on the Mortgage Market](https://engage.optimalblue.com/optimal-insights/market-commentary-monetary-policy-impact-on-the-mortgage-market)

[![blog-MarketCommentary-01](https://engage.optimalblue.com/hubfs/Blueline%20Blog/blog-MarketCommentary-01.png)](https://engage.optimalblue.com/optimal-insights/market-commentary-rates-falling-are-volumes-responding)

###### [Market Commentary: Rates Falling, Are Volumes Responding?](https://engage.optimalblue.com/optimal-insights/market-commentary-rates-falling-are-volumes-responding)

###### Watch our new video to learn how we help *optimize your advantage*.

---

### SUBSCRIBE TO OPTIMAL INSIGHTS

---

###### LET'S CONNECT

[* *](https://www.linkedin.com/company/optimal-blue)

###### MEDIA CENTER [+ Originations Market Monitor](https://www2.optimalblue.com/originations-market-monitor/)

**