---
title: Optimal Blue Optimal Insights | optimal blue
description: optimal blue | Optimal Blue's regular contribution to thought provoking, informative and all-things interesting to the mortgage industry.
---

[![blog-061019-ScottHapp-Part3](https://engage.optimalblue.com/hubfs/Blueline%20Blog/blog-061019-ScottHapp-Part3.png)](https://engage.optimalblue.com/optimal-insights/automating-the-secondary-marketing-function-part-3)

###### [Automating the Secondary Marketing Function: Part III](https://engage.optimalblue.com/optimal-insights/automating-the-secondary-marketing-function-part-3)

[![blog-MarketCommentary_04](https://engage.optimalblue.com/hubfs/Blueline%20Blog/blog-MarketCommentary_04.png)](https://engage.optimalblue.com/optimal-insights/market-commentary-the-impact-of-rate-movement-and-loan-characteristics-on-servicing-value)

###### [Market Commentary: The Impact of Rate Movement and Loan Characteristics on Servicing Value](https://engage.optimalblue.com/optimal-insights/market-commentary-the-impact-of-rate-movement-and-loan-characteristics-on-servicing-value)

[![blog-061019-ScottHapp-Part2](https://engage.optimalblue.com/hubfs/Blueline%20Blog/blog-061019-ScottHapp-Part2.png)](https://engage.optimalblue.com/optimal-insights/automating-the-secondary-marketing-function-part-2)

###### [Automating the Secondary Marketing Function: Part II](https://engage.optimalblue.com/optimal-insights/automating-the-secondary-marketing-function-part-2)

[![blog-MarketCommentary_03](https://engage.optimalblue.com/hubfs/Blueline%20Blog/blog-MarketCommentary_03.png)](https://engage.optimalblue.com/optimal-insights/market-commentary-the-impact-of-rates-seasonality-and-appreciation-on-mortgage-volumes)

###### [Market Commentary: The Impact of Rates, Seasonality, and Appreciation on Mortgage Volumes](https://engage.optimalblue.com/optimal-insights/market-commentary-the-impact-of-rates-seasonality-and-appreciation-on-mortgage-volumes)

[![blog-MarketCommentary-01](https://engage.optimalblue.com/hubfs/Blueline%20Blog/blog-MarketCommentary-01.png)](https://engage.optimalblue.com/optimal-insights/market-commentary-optimal-blue-examines-the-mid-cycle-adjustment)

###### [Market Commentary: Optimal Blue Examines the Mid-Cycle Adjustment](https://engage.optimalblue.com/optimal-insights/market-commentary-optimal-blue-examines-the-mid-cycle-adjustment)

[![blog-MarketCommentary_02](https://engage.optimalblue.com/hubfs/Blueline%20Blog/blog-MarketCommentary_02.png)](https://engage.optimalblue.com/optimal-insights/market-commentary-rates-are-falling-will-it-continue)

###### [Market Commentary: Rates Are Falling, Will It Continue?](https://engage.optimalblue.com/optimal-insights/market-commentary-rates-are-falling-will-it-continue)

[![blog-061019-ScottHapp-Part1 (1)](https://engage.optimalblue.com/hubfs/blog-061019-ScottHapp-Part1%20(1).png)](https://engage.optimalblue.com/optimal-insights/automating-the-secondary-marketing-functions-part-1)

###### [Automating the Secondary Marketing Function: Part I](https://engage.optimalblue.com/optimal-insights/automating-the-secondary-marketing-functions-part-1)

[![blog-MarketCommentary_03](https://engage.optimalblue.com/hubfs/Blueline%20Blog/blog-MarketCommentary_03.png)](https://engage.optimalblue.com/optimal-insights/market-commentary-the-impact-of-low-rates-on-lender-profitability)

###### [Market Commentary: The Impact of Low Rates on Lender Profitability](https://engage.optimalblue.com/optimal-insights/market-commentary-the-impact-of-low-rates-on-lender-profitability)

[![blog-MarketCommentary_04](https://engage.optimalblue.com/hubfs/Blueline%20Blog/blog-MarketCommentary_04.png)](https://engage.optimalblue.com/optimal-insights/market-commentary-monetary-policy-impact-on-the-mortgage-market)

###### [Market Commentary: Monetary Policy Impact on the Mortgage Market](https://engage.optimalblue.com/optimal-insights/market-commentary-monetary-policy-impact-on-the-mortgage-market)

[![blog-MarketCommentary-01](https://engage.optimalblue.com/hubfs/Blueline%20Blog/blog-MarketCommentary-01.png)](https://engage.optimalblue.com/optimal-insights/market-commentary-rates-falling-are-volumes-responding)

###### [Market Commentary: Rates Falling, Are Volumes Responding?](https://engage.optimalblue.com/optimal-insights/market-commentary-rates-falling-are-volumes-responding)

[![blog-Digital-Mortgage-Marketplace-101018-3-1](https://engage.optimalblue.com/hubfs/blog-Digital-Mortgage-Marketplace-101018-3-1.png)](https://engage.optimalblue.com/optimal-insights/digital-mortgage-marketplace-explained)

###### [The Digital Mortgage Marketplace Explained](https://engage.optimalblue.com/optimal-insights/digital-mortgage-marketplace-explained)

[![blog-credit-score6-1](https://engage.optimalblue.com/hubfs/blog-credit-score6-1.png)](https://engage.optimalblue.com/optimal-insights/how-credit-scores-impact-loan-payments)

###### [How Does a Credit Score Impact Loan Payments?](https://engage.optimalblue.com/optimal-insights/how-credit-scores-impact-loan-payments)

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