---
title: Optimal Blue Optimal Insights | housing market
description: housing market | Optimal Blue's regular contribution to thought provoking, informative and all-things interesting to the mortgage industry.
---

[![Great News!...? FHA Will Start Taking Loans in Forbearance, but Not All of the Risk](https://engage.optimalblue.com/hubfs/Blueline-Blog/Great%20News!...%3F%20FHA%20Will%20Start%20Taking%20Loans%20in%20Forbearance%2c%20but%20Not%20All%20of%20the%20Risk.png)](https://engage.optimalblue.com/optimal-insights/great-news-fha-will-start-taking-loans-in-forbearance-but-not-all-of-the-risk)

###### [Great News!...? FHA Will Start Taking Loans in Forbearance, but Not All of the Risk](https://engage.optimalblue.com/optimal-insights/great-news-fha-will-start-taking-loans-in-forbearance-but-not-all-of-the-risk)

[![Time to Start Thinking About Getting Conventional Loans Out of Forbearance](https://engage.optimalblue.com/hubfs/Blueline-Blog/BLOG-time-to-start-052620b.png)](https://engage.optimalblue.com/optimal-insights/time-to-start-thinking-about-getting-conventional-loans-out-of-forbearance)

###### [Time to Start Thinking About Getting Conventional Loans Out of Forbearance](https://engage.optimalblue.com/optimal-insights/time-to-start-thinking-about-getting-conventional-loans-out-of-forbearance)

[![](https://engage.optimalblue.com/hubfs/Blueline%20Blog/BLOG-MortgageVolumes.png)](https://engage.optimalblue.com/optimal-insights/mortgage-volumes-still-strong-despite-economic-uncertainty)

###### [Mortgage Volumes Still Strong Despite Economic Uncertainty](https://engage.optimalblue.com/optimal-insights/mortgage-volumes-still-strong-despite-economic-uncertainty)

[![Downside Risks in the Mortgage Market](https://engage.optimalblue.com/hubfs/Blueline%20Blog/BLOG-Downside-Risks-040720.png)](https://engage.optimalblue.com/optimal-insights/downside-risks-in-the-mortgage-market)

###### [Downside Risks in the Mortgage Market](https://engage.optimalblue.com/optimal-insights/downside-risks-in-the-mortgage-market)

[![Is the Virus-related Mortgage Market Turmoil Abating?](https://engage.optimalblue.com/hubfs/Blueline%20Blog/BLOG-COVID-040620.png)](https://engage.optimalblue.com/optimal-insights/is-the-virus-related-mortgage-market-turmoil-abating)

###### [Is the Virus-related Mortgage Market Turmoil Abating?](https://engage.optimalblue.com/optimal-insights/is-the-virus-related-mortgage-market-turmoil-abating)

[![](https://engage.optimalblue.com/hubfs/BLOG-economic-040120.png)](https://engage.optimalblue.com/optimal-insights/the-cares-act-and-its-impact-on-the-economy-and-the-mortgage-market)

###### [The CARES Act and its Impact on the Economy and the Mortgage Market](https://engage.optimalblue.com/optimal-insights/the-cares-act-and-its-impact-on-the-economy-and-the-mortgage-market)

[![Market Commentary: Recent Actions Taken in Response to the COVID-19 Pandemic](https://engage.optimalblue.com/hubfs/Blueline%20Blog/blog-MarketCommentary_03.png)](https://engage.optimalblue.com/optimal-insights/recent-actions-taken-in-response-to-the-covid-19-pandemic)

###### [Recent Actions Taken in Response to the COVID-19 Pandemic](https://engage.optimalblue.com/optimal-insights/recent-actions-taken-in-response-to-the-covid-19-pandemic)

[![](https://engage.optimalblue.com/hubfs/Blueline%20Blog/BLOG-covid-032520-2.png)](https://engage.optimalblue.com/optimal-insights/covid-19-and-its-impact-on-todays-mortgage-pipelines)

###### [COVID-19 and its Impact on Today's Mortgage Pipelines](https://engage.optimalblue.com/optimal-insights/covid-19-and-its-impact-on-todays-mortgage-pipelines)

[![Emergency Actions in Response to COVID-19 & the Implications of the Policy Actions](https://engage.optimalblue.com/hubfs/Blueline%20Blog/blog-MarketCommentary-01.png)](https://engage.optimalblue.com/optimal-insights/emergency-actions-in-response-to-covid-19-and-the-implications-of-the-policy-actions)

###### [Emergency Actions in Response to COVID-19 & the Implications of the Policy Actions](https://engage.optimalblue.com/optimal-insights/emergency-actions-in-response-to-covid-19-and-the-implications-of-the-policy-actions)

[![BLUELINE Blog: Market Volatility and the Anatomy of Mortgage Rates](https://engage.optimalblue.com/hubfs/blog-ob-logo.jpg)](https://engage.optimalblue.com/optimal-insights/market-volatility-and-the-anatomy-of-mortgage-rates)

###### [Market Volatility and the Anatomy of Mortgage Rates](https://engage.optimalblue.com/optimal-insights/market-volatility-and-the-anatomy-of-mortgage-rates)

[![BLUELINE Blog: Thoughts From the Desk](https://engage.optimalblue.com/hubfs/BLOG-FromTheDesk-031720-2.png)](https://engage.optimalblue.com/optimal-insights/thoughts-from-the-desk)

###### [Thoughts from the Desk...](https://engage.optimalblue.com/optimal-insights/thoughts-from-the-desk)

[![BLUELINE Blog: Records!!](https://engage.optimalblue.com/hubfs/BLUELINE%20Blog%20RECORDS.png)](https://engage.optimalblue.com/optimal-insights/records)

###### [Records!!](https://engage.optimalblue.com/optimal-insights/records)

[![blog-MarketCommentary_04](https://engage.optimalblue.com/hubfs/Blueline%20Blog/blog-MarketCommentary_04.png)](https://engage.optimalblue.com/optimal-insights/market-commentary-the-impact-of-rate-movement-and-loan-characteristics-on-servicing-value)

###### [Market Commentary: The Impact of Rate Movement and Loan Characteristics on Servicing Value](https://engage.optimalblue.com/optimal-insights/market-commentary-the-impact-of-rate-movement-and-loan-characteristics-on-servicing-value)

[![blog-MarketCommentary_03](https://engage.optimalblue.com/hubfs/Blueline%20Blog/blog-MarketCommentary_03.png)](https://engage.optimalblue.com/optimal-insights/market-commentary-the-impact-of-rates-seasonality-and-appreciation-on-mortgage-volumes)

###### [Market Commentary: The Impact of Rates, Seasonality, and Appreciation on Mortgage Volumes](https://engage.optimalblue.com/optimal-insights/market-commentary-the-impact-of-rates-seasonality-and-appreciation-on-mortgage-volumes)

[![blog-MarketCommentary-01](https://engage.optimalblue.com/hubfs/Blueline%20Blog/blog-MarketCommentary-01.png)](https://engage.optimalblue.com/optimal-insights/market-commentary-optimal-blue-examines-the-mid-cycle-adjustment)

###### [Market Commentary: Optimal Blue Examines the Mid-Cycle Adjustment](https://engage.optimalblue.com/optimal-insights/market-commentary-optimal-blue-examines-the-mid-cycle-adjustment)

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