--- title: Optimal Blue Optimal Insights (4) description: Optimal Blue's regular contribution to thought provoking, informative and all-things interesting to the mortgage industry. (4) --- [![blog-MarketCommentary_02](https://engage.optimalblue.com/hubfs/Blueline%20Blog/blog-MarketCommentary_02.png)](https://engage.optimalblue.com/optimal-insights/market-commentary-rates-are-falling-will-it-continue) ###### [Market Commentary: Rates Are Falling, Will It Continue?](https://engage.optimalblue.com/optimal-insights/market-commentary-rates-are-falling-will-it-continue) [![blog-061019-ScottHapp-Part1 (1)](https://engage.optimalblue.com/hubfs/blog-061019-ScottHapp-Part1%20(1).png)](https://engage.optimalblue.com/optimal-insights/automating-the-secondary-marketing-functions-part-1) ###### [Automating the Secondary Marketing Function: Part I](https://engage.optimalblue.com/optimal-insights/automating-the-secondary-marketing-functions-part-1) [![blog-MarketCommentary_03](https://engage.optimalblue.com/hubfs/Blueline%20Blog/blog-MarketCommentary_03.png)](https://engage.optimalblue.com/optimal-insights/market-commentary-the-impact-of-low-rates-on-lender-profitability) ###### [Market Commentary: The Impact of Low Rates on Lender Profitability](https://engage.optimalblue.com/optimal-insights/market-commentary-the-impact-of-low-rates-on-lender-profitability) [![blog-MarketCommentary_04](https://engage.optimalblue.com/hubfs/Blueline%20Blog/blog-MarketCommentary_04.png)](https://engage.optimalblue.com/optimal-insights/market-commentary-monetary-policy-impact-on-the-mortgage-market) ###### [Market Commentary: Monetary Policy Impact on the Mortgage Market](https://engage.optimalblue.com/optimal-insights/market-commentary-monetary-policy-impact-on-the-mortgage-market) [![blog-Bid-Tape-AOT_042619](https://engage.optimalblue.com/hubfs/blog-Bid-Tape-AOT_042619.png)](https://engage.optimalblue.com/optimal-insights/examining-the-bid-tape-assignment-of-trade-strategy) ###### [Examining the Bid Tape Assignment of Trade Strategy](https://engage.optimalblue.com/optimal-insights/examining-the-bid-tape-assignment-of-trade-strategy) [![blog-MarketCommentary-01](https://engage.optimalblue.com/hubfs/Blueline%20Blog/blog-MarketCommentary-01.png)](https://engage.optimalblue.com/optimal-insights/market-commentary-rates-falling-are-volumes-responding) ###### [Market Commentary: Rates Falling, Are Volumes Responding?](https://engage.optimalblue.com/optimal-insights/market-commentary-rates-falling-are-volumes-responding) [![](https://engage.optimalblue.com/hubfs/Blueline-Blog/blog-012519-SMC-5-2.png)](https://engage.optimalblue.com/optimal-insights/social-media-compliance-monitoring-vs-auditing) ###### [Social Media Compliance: Monitoring vs. Auditing](https://engage.optimalblue.com/optimal-insights/social-media-compliance-monitoring-vs-auditing) [![blog-dice-092718](https://engage.optimalblue.com/hubfs/blog-dice-092718.png)](https://engage.optimalblue.com/optimal-insights/who-is-at-risk-state-license-renewal-concerns) ###### [Who's at Risk? Originator License Renewal Concerns](https://engage.optimalblue.com/optimal-insights/who-is-at-risk-state-license-renewal-concerns) [![blog-101518-LO-part2_1](https://engage.optimalblue.com/hubfs/blog-101518-LO-part2_1.png)](https://engage.optimalblue.com/optimal-insights/loan-officers-guide-to-secondary-marketing-part-2) ###### [A Loan Officers Guide to Secondary Marketing - Part II](https://engage.optimalblue.com/optimal-insights/loan-officers-guide-to-secondary-marketing-part-2) [![blog-Digital-Mortgage-Marketplace-101018-3-1](https://engage.optimalblue.com/hubfs/blog-Digital-Mortgage-Marketplace-101018-3-1.png)](https://engage.optimalblue.com/optimal-insights/digital-mortgage-marketplace-explained) ###### [The Digital Mortgage Marketplace Explained](https://engage.optimalblue.com/optimal-insights/digital-mortgage-marketplace-explained) [![blog-4-key-points-BE-Man](https://engage.optimalblue.com/hubfs/blog-4-key-points-BE-Man.png)](https://engage.optimalblue.com/optimal-insights/4-points-to-consider-when-transitioning-from-best-efforts-to-mandatory-delivery) ###### [4 Key Points to Consider When Transitioning from Best Efforts to Mandatory Delivery](https://engage.optimalblue.com/optimal-insights/4-points-to-consider-when-transitioning-from-best-efforts-to-mandatory-delivery) [![blog-credit-score6-1](https://engage.optimalblue.com/hubfs/blog-credit-score6-1.png)](https://engage.optimalblue.com/optimal-insights/how-credit-scores-impact-loan-payments) ###### [How Does a Credit Score Impact Loan Payments?](https://engage.optimalblue.com/optimal-insights/how-credit-scores-impact-loan-payments) [![blog-062218-LO-part1_1](https://engage.optimalblue.com/hubfs/blog-062218-LO-part1_1.png)](https://engage.optimalblue.com/optimal-insights/loan-officers-guide-to-secondary-marketing-part-1) ###### [A Loan Officers Guide to Secondary Marketing - Part I](https://engage.optimalblue.com/optimal-insights/loan-officers-guide-to-secondary-marketing-part-1) [![fullwordcloud](https://engage.optimalblue.com/hubfs/fullwordcloud.jpg)](https://engage.optimalblue.com/optimal-insights/lenders-obligation-social-media-compliance) ###### [A Lenders Obligation to Social Media Compliance](https://engage.optimalblue.com/optimal-insights/lenders-obligation-social-media-compliance) ###### Watch our new video to learn how we help *optimize your advantage*. --- ### SUBSCRIBE TO OPTIMAL INSIGHTS --- ###### LET'S CONNECT [* *](https://www.linkedin.com/company/optimal-blue) ###### MEDIA CENTER [+ Originations Market Monitor](https://www2.optimalblue.com/originations-market-monitor/) **