---
title: Optimal Blue Optimal Insights
description: Optimal Blue's regular contribution to thought provoking, informative and all-things interesting to the mortgage industry.
---

[![](https://engage.optimalblue.com/hubfs/OB-Optimal-Insights-Blog_Capture.png)](https://engage.optimalblue.com/optimal-insights/recapture-borrowers)

###### [As rates drop and refis heat up, recapture borrowers with technology that helps you know who to call and what to say.](https://engage.optimalblue.com/optimal-insights/recapture-borrowers)

[![](https://engage.optimalblue.com/hubfs/MKTG-Graphics/DA_Competitive%20Data%20License_062524_Blog-3.jpg)](https://engage.optimalblue.com/optimal-insights/drive-efficiency-and-profitability-with-optimal-blues-competitive-data-license)

###### [Drive Efficiency and Profitability With Optimal Blue’s Competitive Data License](https://engage.optimalblue.com/optimal-insights/drive-efficiency-and-profitability-with-optimal-blues-competitive-data-license)

[![](https://engage.optimalblue.com/hubfs/MKTG-Blog/Its-time-to-Optimize-3.jpg)](https://engage.optimalblue.com/optimal-insights/its-time-to-optimize-your-advantage-with-optimal-blue)

###### [It’s Time to Optimize Your Advantage With Optimal Blue](https://engage.optimalblue.com/optimal-insights/its-time-to-optimize-your-advantage-with-optimal-blue)

[![](https://engage.optimalblue.com/hubfs/MKTG-Blog/Capital%20Markets%20Platform2.jpg)](https://engage.optimalblue.com/optimal-insights/3-essential-elements-you-need-in-a-capital-markets-platform)

###### [3 Essential Elements You Need in a Capital Markets Platform](https://engage.optimalblue.com/optimal-insights/3-essential-elements-you-need-in-a-capital-markets-platform)

[![](https://engage.optimalblue.com/hubfs/MKTG-Blog/Unrivaled%20Pricing%20Accuracy.jpg)](https://engage.optimalblue.com/optimal-insights/optimize-your-advantage-with-unrivaled-pricing-accuracy)

###### [Optimize Your Advantage with Unrivaled Pricing Accuracy](https://engage.optimalblue.com/optimal-insights/optimize-your-advantage-with-unrivaled-pricing-accuracy)

[![](https://engage.optimalblue.com/hubfs/Real-Time%20Data.jpg)](https://engage.optimalblue.com/optimal-insights/optimize-your-advantage-with-real-time-data)

###### [Optimize Your Advantage with Real-Time Data](https://engage.optimalblue.com/optimal-insights/optimize-your-advantage-with-real-time-data)

[![](https://engage.optimalblue.com/hubfs/MKTG-Blog/Pipeline%20Risk%20Management.jpg)](https://engage.optimalblue.com/optimal-insights/optimize-your-advantage-with-pipeline-risk-management)

###### [Optimize Your Advantage With Pipeline Risk Management](https://engage.optimalblue.com/optimal-insights/optimize-your-advantage-with-pipeline-risk-management)

[![](https://engage.optimalblue.com/hubfs/Blueline-Blog/HT_23_Mandatory%20Spread_Blog-2.jpg)](https://engage.optimalblue.com/optimal-insights/best-efforts-to-mandatory-spread-determining-the-risk-and-reward-of-pipeline-hedging)

###### [Best Efforts to Mandatory Spread: Determining the Risk and Reward of Pipeline Hedging](https://engage.optimalblue.com/optimal-insights/best-efforts-to-mandatory-spread-determining-the-risk-and-reward-of-pipeline-hedging)

[![BLUELINE Blog: Advantages of Real-Time MSR Data and the Impact on MSR Valuations](https://engage.optimalblue.com/hubfs/Blog_Images_3x2_iStock-1010109534.jpg)](https://engage.optimalblue.com/optimal-insights/advantages-of-real-time-msr-data-and-the-impact-on-msr-valuations)

###### [Advantages of Real-Time MSR Data and the Impact on MSR Valuations](https://engage.optimalblue.com/optimal-insights/advantages-of-real-time-msr-data-and-the-impact-on-msr-valuations)

[![BLUELINE Blog](https://engage.optimalblue.com/hubfs/Blog_Images_3x2_GettyImages-1358927461.jpg)](https://engage.optimalblue.com/optimal-insights/success-with-tba-trading-managing-counterparties-executing-efficiently-and-avoiding-pitfalls)

###### [Success With TBA Trading: Managing Counterparties, Executing Efficiently and Avoiding Pitfalls](https://engage.optimalblue.com/optimal-insights/success-with-tba-trading-managing-counterparties-executing-efficiently-and-avoiding-pitfalls)

[![BLUELINE Blog: 3 Characteristics of a Quality Mortgage Pricing Data Source](https://engage.optimalblue.com/hubfs/House_Images_3x2.jpg)](https://engage.optimalblue.com/optimal-insights/3-characteristics-of-a-quality-mortgage-pricing-data-source)

###### [3 Characteristics of a Quality Mortgage Pricing Data Source](https://engage.optimalblue.com/optimal-insights/3-characteristics-of-a-quality-mortgage-pricing-data-source)

[![BLUELINE Blog: Taking Loan Pricing From Reactive to Proactive with Real-Time Data](https://engage.optimalblue.com/hubfs/Blueline-Blog/blog-ob-logo.jpg)](https://engage.optimalblue.com/optimal-insights/taking-loan-pricing-from-reactive-to-proactive-with-real-time-data)

###### [Taking Loan Pricing From Reactive to Proactive with Real-Time Data](https://engage.optimalblue.com/optimal-insights/taking-loan-pricing-from-reactive-to-proactive-with-real-time-data)

[![BLUELINE Blog: Trusting Your Hedge System in Today’s Volatile Marketplace](https://engage.optimalblue.com/hubfs/Blueline-Blog/blog-Bid-Tape-AOT_042619.png)](https://engage.optimalblue.com/optimal-insights/trusting-your-hedge-system-in-todays-volatile-marketplace)

###### [Trusting Your Hedge System in Today’s Volatile Marketplace](https://engage.optimalblue.com/optimal-insights/trusting-your-hedge-system-in-todays-volatile-marketplace)

[![BLUELINE Blog: Free White Paper – Five Key Components Of A Successful PPE](https://engage.optimalblue.com/hubfs/MKTG-Thumbnails/thumbnail-WP-5-critical.png)](https://engage.optimalblue.com/optimal-insights/free-white-paper-five-key-components-of-a-successful-ppe)

###### [Free White Paper – Five Key Components Of A Successful PPE](https://engage.optimalblue.com/optimal-insights/free-white-paper-five-key-components-of-a-successful-ppe)

[![BLUELINE Blog: Navigating The Risk Of Interest Rate Lock Commitments](https://engage.optimalblue.com/hubfs/2018-Archived/risk.jpg)](https://engage.optimalblue.com/optimal-insights/navigating-the-risk-of-interest-rate-lock-commitments)

###### [Navigating The Risk Of Interest Rate Lock Commitments](https://engage.optimalblue.com/optimal-insights/navigating-the-risk-of-interest-rate-lock-commitments)

[![BLUELINE Blog: Buy-Downs Rise With Shift to Cash-Out Refis](https://engage.optimalblue.com/hubfs/Blueline-Blog/blog-ob-logo.jpg)](https://engage.optimalblue.com/optimal-insights/buy-downs-rise-with-shift-to-cash-out-refis)

###### [Buy-Downs Rise With Shift to Cash-Out Refis](https://engage.optimalblue.com/optimal-insights/buy-downs-rise-with-shift-to-cash-out-refis)

[![BLUELINE Blog: New White Paper Examines How Rate Lock Data Can Help Manage Portfolio Risk](https://engage.optimalblue.com/hubfs/Blueline-Blog/BLOG-time-to-start-052620b.png)](https://engage.optimalblue.com/optimal-insights/its-a-lock-new-white-paper-examines-how-rate-lock-data-can-help-manage-portfolio-risk-1)

###### [It’s a Lock: New White Paper Examines How Rate Lock Data Can Help Manage Portfolio Risk](https://engage.optimalblue.com/optimal-insights/its-a-lock-new-white-paper-examines-how-rate-lock-data-can-help-manage-portfolio-risk-1)

[![](https://engage.optimalblue.com/hubfs/Blueline-Blog/OB-Blog-4%20Concepts%20to%20Consider_121124.jpg)](https://engage.optimalblue.com/optimal-insights/4-concepts-to-consider-when-refining-your-hedging-strategy)

###### [4 Concepts to Consider When Refining Your Hedging Strategy](https://engage.optimalblue.com/optimal-insights/4-concepts-to-consider-when-refining-your-hedging-strategy)

[![BLUELINE Blog: How Will the Latest FHFA Pricing Changes Impact You and Your Borrowers?](https://engage.optimalblue.com/hubfs/Blueline-Blog/BLOG-Downside-Risks-040720.png)](https://engage.optimalblue.com/optimal-insights/how-will-the-latest-fhfa-pricing-changes-impact-you-and-your-borrowers)

###### [How Will the Latest FHFA Pricing Changes Impact You and Your Borrowers?](https://engage.optimalblue.com/optimal-insights/how-will-the-latest-fhfa-pricing-changes-impact-you-and-your-borrowers)

[![BLUELINE Blog: Riding the Latest Margin Compression Wave](https://engage.optimalblue.com/hubfs/Blueline-Blog/blog-NMLS-2.png)](https://engage.optimalblue.com/optimal-insights/riding-the-latest-margin-compression-wave)

###### [Riding the Latest Margin Compression Wave](https://engage.optimalblue.com/optimal-insights/riding-the-latest-margin-compression-wave)

[![BLUELINE Blog: 5 Reasons to Include Broker-Managed Assumptions in Your MSR Valuation](https://engage.optimalblue.com/hubfs/Blueline-Blog/Blog-PR_3x2_528913599.jpg)](https://engage.optimalblue.com/optimal-insights/5-reasons-to-include-broker-managed-assumptions-in-your-msr-valuation)

###### [5 Reasons to Include Broker-Managed Assumptions in Your MSR Valuation](https://engage.optimalblue.com/optimal-insights/5-reasons-to-include-broker-managed-assumptions-in-your-msr-valuation)

###### Watch our new video to learn how we help *optimize your advantage*.

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