---
title: Optimal Blue Optimal Insights | Brennan O’Connell
description: Optimal Blue's regular contribution to thought provoking, informative and all-things interesting to the mortgage industry.
---

[![BLUELINE Blog: 3 Characteristics of a Quality Mortgage Pricing Data Source](https://engage.optimalblue.com/hubfs/House_Images_3x2.jpg)](https://engage.optimalblue.com/optimal-insights/3-characteristics-of-a-quality-mortgage-pricing-data-source)

###### [3 Characteristics of a Quality Mortgage Pricing Data Source](https://engage.optimalblue.com/optimal-insights/3-characteristics-of-a-quality-mortgage-pricing-data-source)

[![BLUELINE Blog: Buy-Downs Rise With Shift to Cash-Out Refis](https://engage.optimalblue.com/hubfs/Blueline-Blog/blog-ob-logo.jpg)](https://engage.optimalblue.com/optimal-insights/buy-downs-rise-with-shift-to-cash-out-refis)

###### [Buy-Downs Rise With Shift to Cash-Out Refis](https://engage.optimalblue.com/optimal-insights/buy-downs-rise-with-shift-to-cash-out-refis)

[![BLUELINE Blog: New White Paper Examines How Rate Lock Data Can Help Manage Portfolio Risk](https://engage.optimalblue.com/hubfs/Blueline-Blog/BLOG-time-to-start-052620b.png)](https://engage.optimalblue.com/optimal-insights/its-a-lock-new-white-paper-examines-how-rate-lock-data-can-help-manage-portfolio-risk-1)

###### [It’s a Lock: New White Paper Examines How Rate Lock Data Can Help Manage Portfolio Risk](https://engage.optimalblue.com/optimal-insights/its-a-lock-new-white-paper-examines-how-rate-lock-data-can-help-manage-portfolio-risk-1)

[![BLUELINE Blog: Impact on Mortgage Rates from Rising 10-Year Treasury Yields](https://engage.optimalblue.com/hubfs/Blueline-Blog/BLOG-Bifurcation-SM-100920.png)](https://engage.optimalblue.com/optimal-insights/impact-on-mortgage-rates-from-rising-10-year-treasury-yields)

###### [Impact on Mortgage Rates from Rising 10-Year Treasury Yields](https://engage.optimalblue.com/optimal-insights/impact-on-mortgage-rates-from-rising-10-year-treasury-yields)

[![BLUELINE Blog: The Bifurcation of Refinance and Purchase Rates](https://engage.optimalblue.com/hubfs/Blueline-Blog/BLOG-Bifurcation-SM-100920.png)](https://engage.optimalblue.com/optimal-insights/the-bifurcation-of-refinance-and-purchase-rates)

###### [The Bifurcation of Refinance and Purchase Rates](https://engage.optimalblue.com/optimal-insights/the-bifurcation-of-refinance-and-purchase-rates)

[![BLUELINE Blog: Market Volatility and the Anatomy of Mortgage Rates](https://engage.optimalblue.com/hubfs/blog-ob-logo.jpg)](https://engage.optimalblue.com/optimal-insights/market-volatility-and-the-anatomy-of-mortgage-rates)

###### [Market Volatility and the Anatomy of Mortgage Rates](https://engage.optimalblue.com/optimal-insights/market-volatility-and-the-anatomy-of-mortgage-rates)

###### Watch our new video to learn how we help *optimize your advantage*.

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