Execute the Most Profitable Lending Strategies & Stay Competitive With the Industry’s Leading PPE
Our end-to-end enterprise automation improves secondary marketing accuracy, efficiency, workflow and execution – throughout the mortgage loan life cycle.
Designed to help buyers and sellers of loans automate, connect, transact, and grow. Optimal Blue PPE clients commonly see a net/net gain in the $20,000 – $30,000 range per month, thanks to the engine’s ability to strategize pricing.
New innovations in the Optimal Blue PPE
Best Efforts Direct Lock
Eliminate manual locking steps and accelerate efficiency through automation
Direct Best Efforts Lock with Investors in the Optimal Blue PPE delivers unmatched accuracy and efficiency through new automation. It removes the final manual step in the locking lifecycle enabling lenders to lock directly with participating investors via API.
Implement global rules quickly, easily, and accurately
Rules Optimizer allows lenders to streamline the rule creation process by creating a single rule and applying it to multiple investor relationships. This gives lenders flexibility to take advantage of both one-to-one and one-to-many investor relationships or custom rule writing. Rules Optimizer is built on top of the Optimal Blue PPE’s system-maintained ratesheet content, which is regarded for its industry-leading accuracy.
Save time and repetitive work by allowing one rule to be applied to multiple products and/or investors.
Schedule run periods in advance to support specials and limited-time promotions.
Group multiple rules together for easier updating.
See change history tracking so users can easily see updated rules and investors/products at a granular level.
Choose the rules approach that works for your business
Originator Assistant – Now Available
AI-powered recommendation engine
Originator Assistant leverages the power of AI to give loan officers recommendations and insights to help identify alternate loan scenarios to offer more options for borrowers.
AI tools look at pricing elements behind the scenes saving loan officers time and training on what items can and cannot be adjusted.
Automatically identify key breakpoints to maximize borrower options.
Fetch pricing in a “what if” context across multiple loan scenarios without locking.
Originator Assistant runs automatically – no integration or setup time.
Lock Extensions within the Optimal Blue PPE have been reimagined and enhanced for optimal efficiency.
Increase Automation and Reduce Manual Work: Minimizes redundant tasks by allowing configurations to be set across multiple investors using global product groups (launched earlier in 2025). Speed up lock extensions with new controls to eliminate manual reconciling and clear outs.
More Control and Flexibility Over Key Lock Extension Characteristics: Utilize new toggles in the lock extension policy creation workflow to ensure compliance implications, pricing disclosures, and other factors are considered with each policy.
Analyze and Automate Lock Extension Reasons: Customize lock extension reasons and set up automations for auto-acceptance. Gain insights into common lock extension reasons that may be causing delays in locking.
Improve Cost Configurations: Add free days and configure up to 6+ lock extensions per loan.
Provide Borrowers the Right Product at the Best Price
Maximize the power of your product, pricing & eligibility (PPE) technology with these key capabilities to compete effectively.
WHITE PAPER
6 Essential Considerations When Choosing a PPE
To stay competitive in today’s mortgage market, it’s crucial to evaluate your product, pricing, and eligibility (PPE) engine to ensure you are maximizing profitability on every loan transaction.
Learn more about how these key factors and Optimal Blue solutions can help you achieve your business goals.
Optimal Blue Key to Alliant Credit Union’s Mortgage Business Transformation
How Alliant Credit Union’s seamless transition to the Optimal Blue PPE increased production, helped recruit top loan officers, and boosted operational efficiencies.
OPTIMAL BLUE DOESN’T STOP AT PRODUCT ELIGIBILITY & PRICING
Our innovative technology and platform automation improves secondary marketing accuracy, efficiency, workflow, and execution – throughout the mortgage loan life cycle.
Optimal Blue PPE Confidently execute profitable lending strategies with the industry’s leading PPE platform
Hedge Analytics Manage pipelines, mitigate risk, and improve profitability with leading analytics software
Loan Trading Optimize execution with the industry’s largest fully automated loan trading platform
Social Media Solutions Capture new opportunities with a robust, all-in-one social media automation platform
Investor Content Distribution Generate more leads with innovative pricing tools and online advertising integrations
Enterprise Analytics Evaluate trends, strategy, and organizational efficiency with captivating visualizations
Competitive Analytics Compete more effectively knowing where you stand in comparison to peers in every market
Market Analytics Inform profitable decision making using our comprehensive and proprietary mortgage market data
Originator Pricing Insights Leverage near real-time, fully adjusted pricing comparisons to market competitors by lending volume, MSA, and more
Technology Vendor Network Benefit from turnkey integrations with the industry’s leading technology providers
Optimal Blue API Libraries Leverage an extensive API library to create custom integrations with your systems
This information is subject to change at any time and without notice.
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