| Option 1 ORIGINATOR |
Option 2 COMPETITIVE |
Option 3 COMPETITIVE |
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| Data Type | Rate Sheet Data |  |
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| Rate Lock Data | |
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| Data Delivery Format | Pre-Built User Interface | |
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| Spreadsheet Delivery/Export | |
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| Loan Level (for Custom Reporting) |
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| Delivery Frequency | Real Time | |
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| Daily Delivery | |
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| Rate/Price Benchmarking Using Rate Sheet |
Offered Rate and Price | |
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| Business Channel/Branch | |
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| Institution Type | |
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| Geography (MSA) | |
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| Loan Product/Purpose | |
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| LLPA Characteristics | |
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| Production Benchmarking Using Rate Lock Data |
Locked Rate and Price | |
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| Market Share | |
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| Average Margins | |
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| Average LO Compensation | |
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| Average Concessions | |
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| Mix by Credit Characteristics | |
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| Mix by Geography/Product | |
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| Loan Level Distribution Analyses | |
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| Full Price Trace (Itemized vs. Average Price Data) |
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| Loan Level Pricing Adjustments | |
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| Sell Side Pricing | |
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| All Price/Eligibility Variables (eg. FTHB, AMI %) | |
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| Non-QM/Expanded Guideline Detail | |
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