BLUELINE Blog

Market Commentary: Monetary Policy Impact on the Mortgage Market

04 June, 2019 / by Michael Clark, Ph.D.

U.S. monetary policy is the purview of the Federal Reserve (Fed) and is broadly responsible for the health and stability of the economy. The Federal Reserve Open Market Committee (FOMC) is the group that decides the monetary policy that the Fed will implement in order to fulfill [...]

Market Commentary: Rates Falling, Are Volumes Responding?

02 May, 2019 / by Michael Clark, Ph.D.

Optimal Blue recently released a suite of indices known as the Optimal Blue Mortgage Market Indices (OBMMI™). These indices are calculated from actual locked rates with consumers across more than 30% of all mortgage transactions nationwide and are developed around the most [...]